Friday, December 12, 2025

Dis ability

Dis ability to write, that I have, is going to produce a life lesson story about disability... 

here I go! 

Today, I am going to talk about disability from the perspective of a sufferer who applied for disability benefits and was denied.

So, my particular struggles are heavily knee and lower back related. Genetics plays part of the role of disabilities, for sure. Work type plays part of the role of disabilities, for sure. Childbirth can be a problem, that, at times. has lingering weaknesses to overcome. Accidents are always a major setback, if injury results.

Now, here is the very difficult news for many people who don't really know how the 'system of government' works for 'workers.'

I applied for disability in 2021. Physical jobs, in my past, had expunged many jobs from my list of possibilities, for applying. 

Many jobs are quite often misrepresented and sometimes we accept them for a very short day or two but quickly realize that the fit is not quite right. Yes?

So, what would I like to disclose today so that people who apply for disability are not set up for great disappointment?

Here in Canada, if the rules have not changed as of 2021, the reason I was denied disability, I was told by the person I spoke to on the phone, was that I had not put in enough 'money' into the government coffers to... be eligible for disability. 

Basic lesson regarding this problem... 

Either you have to work 40- 50 years putting money into the government coffers in order to draw from your investment...

or you would be well- advised to save all the money you can... from all the work you have ever done... for your well- deserved time off when your knees and back will not perform as a youth.

So, the best advice I ever received, from a woman working at a bank, was this...

always pay yourself first so that, 

if you ever get denied disability, 

when you need it, 

as I  did...

you will have a little saved for those difficult days!

What is the lesson learned?

Invest in yourself... for I am a good investment and you are a good investment. 

How do I prove that you or I are a good investment? 

Here's a simple example I'll encourage you to extrapolate for every situation in your personal life.

Invest in your breakfast; that will allow you to work until first break or lunchtime. 

Invest in your lunch; that will allow you to work until second break or quitting time.

Invest in your dinner; that will have magnificent results for your next days' activities or work.




 

Friday, December 5, 2025

Here is my B- log

 

What is a log? Well, the photo, above, has pieces of a log, a real log. You know, a tree log. 

What am I punning on when  I say, 'This is my B- log?' You won't often find my opinions of day to day living to stray far from my foundational Beliefs.

This is my blog, a conversational communique where I relay my thoughts. By using tangible items I have purchased, or made, I make my world of commerce meet my world of beliefs. 

On the inside 'jacket' cover of my novel, The Orchard Walk, I wrote the line, 'The sacrifices made by... have become obscured and entangled in the vintage of commerce.' 

I truly feel that the current generation has become confused regarding the meaning of 'commerce.' When I combine two definitions of commerce, "the activity of buying and selling with social dealings between people," I believe there must be a high regard for people and products and pricing if one is to fulfill this definition. 

I will communicate a story from a local businessman about something he purchased for a very good price! Because it was an overseas purchase, 'said businessman' had no way of knowing if the seller was honest. He sent the money anyway, hoping for the best. 

What happened?

He didn't get the product. 

I call this sowing to the wind. Sometimes you just reap a whirlwind because confusion is a whirlwind. Confusion messes with your head and obscures your vision, entangling thoughts and making strong decisions impossible.

One reason people have become very confused about commerce is the inability to test the integrity of a seller or buyer in a face to face social environment, like things were in the old days

Why do people buy what they buy? 

The first and easiest answer is need.

Statistics say that the largest two items most households will ever purchase are... a house and a vehicle.

I have owned a few vehicles and the reason for buying them has always been need. A few unfortunate accidents required me to replace my vehicles. One thing I do not appreciate in the world of vehicles and commerce is this... punning or joking or outright lying.

Where I live, the insurance company uses a term, your vehicle was written off to inform the owner that an accident has caused too much damage and the insurance company will not repair your vehicle even though you would prefer that to any lesser settlement.

Unfortunately, that was my experience this last year. Now, we all know that it is the job of a reputable company to make sure the paperwork anyone is required to sign, in this situation, is attended to properly. So, when hiring for positions that require good management to carry out these duties, make sure these people don't pun while you are signing, saying, "Boy, I sure hope I didn't write off two vehicles just now." 

Those are words nobody would say in a reputable business but it happened to me. Because I have not heard from the owner of the business, whom I would be willing to listen to if there were a problem... I think I can safely assume that nothing untoward actually took place but, I ask you, dear reader,...

Would you put in a complaint so the owner is aware of his managers' mistake?